Terms of Use

Please ensure that you read this information with care, as it specifies the terms and conditions which govern your use of and access to this website. If you do not accept them, you should not use this website. These terms and conditions may be varied at any time.


Ownership and copyright

This website is owned by:

Scottish Building Society
SBS House
193 Dalry Road
EH11 2EF

Tel: 0131 313 7700
Fax: 0131 313 7711



Material on this site is protected by copyright. The copyright owner is Scottish Building Society. You may not make alterations or additions to the material on this site, or sell it or misappropriate it. Extracts from this website may be downloaded to a hard disk or copied for your personal use. However, appropriate acknowledgement of the copyright owner is required if material is re-published in any format and reproduction of part or all of the contents in any form is prohibited unless for personal use. None of the content on this website may be copied or otherwise incorporated into or stored in any other website, electronic retrieval system, publication or other work in any form (whether hard copy, electronic or other). For the avoidance of doubt, framing of this site or any part of it is not permitted without express permission.


Intended Audience for this site

Although accessible by others, the information appearing on the pages of this site is solely intended for use of individuals resident in the United Kingdom. Scottish Building Society makes no representations that information on this site is appropriate or available for use in other locations. Users who access this site from other locations do so on their own initiative and risk. Some products and services may not be available to all UK residents - for example, the Society only provides mortgages for properties in Scotland. If in doubt, please contact us for further information.


Your use of this website

The Society takes all reasonable care to ensure that the information set out in this website is accurate, up-to-date and complies with the relevant UK legislation and regulations as at the date of publication. To the extent permissible by law, the Society excludes liability for any inaccuracies, errors or omissions contained for any use that you make of the information contained in this website.

The Society accepts no responsibility for the content of any sites which can be accessed by hypertext link from these pages or for these sites not being available at all times. The Society does not make any recommendation or endorsement in connection with any products or services referred to in any third party websites.

The contents of this website and the products and services referred to in it are subject to withdrawal or variation without notice. The Society reserves the right to suspend or withdraw access to the pages of this site without notice at any time and accepts no responsibility for these pages not being available at all times. If you require any further guidance on the accuracy and currency of any information you should contact us directly.

By accessing this website you shall be deemed to have accepted, and agreed to be bound by these terms of use which shall be governed by the laws of Scotland and subject to the exclusive jurisdiction of the Scottish Courts.

Nothing on the pages of this site shall be deemed to constitute mortgage, investment or financial advice. The Society fully complies with the requirements of the Conduct of Business Rules for savings, mortgage and investment business laid down by the Financial Conduct Authority (FCA).


Regulatory Supervision and Compliance

Scottish Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register No 206034). The Financial Services Register can be inspected online by clicking here.

The Society is a member of the Building Societies Association and UK Finance.

New Saver Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office

Lines open 9-5 Mon to Fri (10-5 Wed). Calls may be recorded and/or monitored.