We've mortgages in Scotland to suit everyone

At Scottish Building Society we have been helping people in Scotland buy their homes since 1848, with our expanding range of mortgages available in Scotland.

We believe that a mortgage is one of the most important financial commitments you will make and as a mutual building society we are committed to treating you as an individual. We have developed a range of mortgage products to help those looking to move home or Remortgage along with more specialist products such as our Retirement Interest-only Mortgage or our Self Build Mortgage.

Mortgage applications are assessed on an individual basis by our specialist team. You can either visit our mortgage advisers in person in one of our branches or speak with them by phone to find out if we can help.


Please note we only lend on properties in Scotland. Please see more information on our Mortgages in Scotland below.



Residential Mortgages

Scottish Building Society offers a range of residential mortgages for people buying a new home in Scotland, with a selection of competitive interest rates.

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If you're looking to remortgage with the Scottish, we will provide you with a free basic legal service which means you won't have any solicitors fees to pay.

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Self Build and Custom Build

Scottish Building Society is one of the few providers of mortgages for people looking to build their own home in Scotland.

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Professional Mortgages

Fully qualified, practising and registered Accountant, Actuary, Dentist, Medical Doctor, Optometrist, Pharmacist, Solicitor or Vet? Our Professional Mortgage could be for you.

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Retirement Interest-Only Mortgage

Specially designed for over 60s looking to unlock some of the cash tied up in their home.

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Guarantor Mortgages

Our Guarantor Mortgage is designed for first time buyers looking for a mortgage on a property in Scotland, but who require parental support.

Find out more

Mortgage Repayments Calculator

Our useful mortgage repayments calculator can help you with your research into how much your monthly payments might be. You could also change the mortgage amount, term or interest rate and see the difference it makes.

Change any of the numbers below to calculate your mortgage or loan rates. Your payment will be automatically calculated while you are typing.

The information provided by this tool is for guidance, and does not include all of the details you need to choose a mortgage – a personalised illustration will be provided before an application is submitted.

New Saver Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

Lines open 9-5 Mon to Fri (10-5 Wed). Calls may be recorded and/or monitored.

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office