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Savings

Simple and straightforward with no teaser rates

 

We’re currently reviewing our interest rates following the decrease in the Bank of England base rate to 4.75% on Thursday 7 November. We’ll provide more information on any changes as soon as we can.
E-Saver Plus - Issue 3
Online only
Interest Rate
4.61%
Gross/AER Variable
Key Information
  • Manage your money quickly and easily online
  • Open an account with just £100
  • Save up to £1,000,000 in your account
  • Designed for those who can withdraw 4 times or fewer per year
Saver Plus - Issue 3
Face to Face or by Post
Interest Rate
4.61%
Gross/AER Variable
Key Information
  • The account can be opened face to face in our Relationship Centres or by post
  • Open an account with as little as £100, up to £1,000,000
  • Designed for those who can withdraw 4 times or fewer per year
  • Passbook based savings account
Member Savings Bond 192
Face to Face or by Post
Interest Rate
4.00%
Gross/AER Fixed
Key Information
  • 4.00% Gross/AER fixed until 24 February 2027
  • You can invest from £500 up to £1,000,000 in each bond
  • Typically offers a higher interest rate than our Savings Bonds
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
Member Savings Bond 186
Face to Face or by Post
Interest Rate
4.20%
Gross/AER Fixed
Key Information
  • 4.20% Gross/AER fixed until 27 May 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Typically offers a higher interest rate than our Savings Bonds
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
Member Savings Bond 191
Face to Face or by Post
Interest Rate
4.25%
Gross/AER Fixed
Key Information
  • 4.25% Gross/AER fixed until 28 January 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Typically offers a higher interest rate than our Savings Bonds
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
E-Savings Bond 194
Online only
Interest Rate
3.90%
Gross/AER Fixed
Key Information
  • 3.90% Gross/AER fixed until 24 February 2027
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • Open and manage online
E-Savings Bond 189
Online only
Interest Rate
4.10%
Gross/AER Fixed
Key Information
  • 4.10% Gross/AER fixed until 27 May 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • Open and manage online
E-Savings Bond 193
Online only
Interest Rate
4.20%
Gross/AER Fixed
Key Information
  • 4.20% Gross/AER fixed until 28 January 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • Open and manage online
Savings Bond 194
Face to Face or by Post
Interest Rate
3.90%
Gross/AER Fixed
Key Information
  • 3.90% Gross/AER fixed until 24 February 2027
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
Savings Bond 189
Face to Face or by Post
Interest Rate
4.10%
Gross/AER Fixed
Key Information
  • 4.10% Gross/AER fixed until 27 May 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
Savings Bond 193
Face to Face or by Post
Interest Rate
4.20%
Gross/AER Fixed
Key Information
  • 4.20% Gross/AER fixed until 28 January 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
2 Year Member Fixed Rate ISA - Issue 57
Face to Face or by Post
Interest Rate
4.00%
Tax-Free/AER Fixed
Key Information
  • 4.00% Tax-Free/AER fixed until 27 January 2027
  • You can invest from £500 up to £1,000,000 in each account
  • Typically offers a higher interest rate than our Fixed Rate ISAs
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
1 Year Members Fixed Rate ISA - Issue 58
Face to Face or by Post
Interest Rate
4.15%
Tax-Free/AER Fixed
Key Information
  • 4.15% Tax-Free/AER fixed until 3 December 2025
  • You can invest from £500 up to £1,000,000 in each account
  • Typically offers a higher interest rate than our Fixed Rate ISAs
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
2 Year Fixed Rate E-ISA - Issue 56
Online only
Interest Rate
3.90%
Tax-Free/AER Fixed
Key Information
  • 3.90% Tax Free/AER fixed until 27 January 2027
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
1 Year Fixed Rate E-ISA - Issue 59
Online only
Interest Rate
4.10%
Tax-Free/AER Fixed
Key Information
  • 4.10% Tax Free/AER fixed until 3 December 2025
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
2 Year Fixed Rate ISA - Issue 56
Face to Face or by Post
Interest Rate
3.90%
Tax-Free/AER Fixed
Key Information
  • 3.90% Tax-free/AER fixed until 27 January 2027
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
1 Year Fixed Rate ISA - Issue 59
Face to Face or by Post
Interest Rate
4.10%
Tax-Free/AER Fixed
Key Information
  • 4.10% Tax-free/AER fixed until 3 December 2025
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
E-ISA
Online only
Interest Rate
3.75%
Tax-Free/AER Variable
Key Information
  • Tax-free returns to help your savings grow
  • Manage your money quickly and easily online
  • Deposits can be made at any time during the tax year, subject to your annual ISA allowance
  • Open with £100 and save up to £20,000 each tax year
Cash ISA
Face to Face or by Post
Interest Rate
3.75%
Tax-Free/AER Variable
Key Information
  • Tax-free returns to help your savings grow
  • Instant access to your money
  • Deposits can be made at any time during the tax year, subject to your annual ISA allowance
  • Open with £100 and save up to £20,000 each tax year
Online Saver
Online only
Interest Rate
3.60%
Gross/AER Variable
Key Information
  • Manage your money quickly and easily online
  • Open an account with just £100
  • Save up to £1,000,000 in your account
  • Deposit and withdraw any time you want
Instant Access Saver
Face to Face or by Post
Interest Rate
3.60%
Gross/AER Variable
Key Information
  • The account can be opened face to face in our Relationship Centres or by post
  • Open an account with as little as £1, up to £1,000,000
  • Instant access to your money
  • Passbook based savings account
Client Account Online
Business Account
Interest Rate
1.90%
Gross/AER Variable
Key Information
  • Maximum balance (on each designated account) £2m (unless agreed otherwise)
  • Maximum aggregate balance £10m (unless agreed otherwise)
  • Separate accounts for each client
  • Easy online access to the cleared funds available

You can see the current interest rates for all our savings accounts here