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Savings

Simple and straightforward with no teaser rates

 

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All our accounts
E-Saver Plus - Issue 2
Online only
Interest Rate
4.81%
Gross/AER Variable
Key Information
  • Manage your money quickly and easily online
  • Open an account with just £100
  • Save up to £1,000,000 in your account
  • Designed for those who can withdraw 4 times or fewer per year
Saver Plus - Issue 2
Face to Face or by Post
Interest Rate
4.81%
Gross/AER Variable
Key Information
  • The account can be opened face to face in our Relationship Centres or by post
  • Open an account with as little as £100, up to £1,000,000
  • Designed for those who can withdraw 4 times or fewer per year
  • Passbook based savings account
Member Savings Bond 172
Face to Face or by Post
Interest Rate
4.40%
Gross/AER Fixed
Key Information
  • 4.40% Gross/AER fixed until 26 August 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Typically offers a higher interest rate than our Savings Bonds
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
Member Savings Bond 171
Face to Face or by Post
Interest Rate
4.61%
Gross/AER Fixed
Key Information
  • 4.61% Gross/AER fixed until 29 July 2025
  • You can invest from £500 up to £1,000,000 in each bond
  • Typically offers a higher interest rate than our Savings Bonds
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
E-Savings Bond 174
Online only
Interest Rate
4.30%
Gross/AER Fixed
Key Information
  • 4.30% Gross/AER fixed until 26 August 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • Open and manage online
E-Savings Bond 173
Online only
Interest Rate
4.51%
Gross/AER Fixed
Key Information
  • 4.51% Gross/AER fixed until 29 July 2025
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • Open and manage online
Savings Bond 174
Face to Face or by Post
Interest Rate
4.30%
Gross/AER Fixed
Key Information
  • 4.30% Gross/AER fixed until 26 August 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
Savings Bond 173
Face to Face or by Post
Interest Rate
4.51%
Gross/AER Fixed
Key Information
  • 4.51% Gross/AER fixed until 29 July 2025
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
2 Year Members Fixed Rate ISA - Issue 42
Face to Face or by Post
Interest Rate
4.40%
Tax-Free/AER Fixed
Key Information
  • 4.40% Tax-Free/AER fixed until 12 August 2026
  • You can invest from £500 up to £1,000,000 in each account
  • Typically offers a higher interest rate than our Fixed Rate ISAs
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
1 Year Members Fixed Rate ISA - Issue 41
Face to Face or by Post
Interest Rate
4.61%
Tax-Free/AER Fixed
Key Information
  • 4.61% Tax-Free/AER fixed until 2 July 2025
  • You can invest from £500 up to £1,000,000 in each account
  • Typically offers a higher interest rate than our Fixed Rate ISAs
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
2 Year Fixed Rate E-ISA - Issue 44
Online only
Interest Rate
4.30%
Tax-Free/AER Fixed
Key Information
  • 4.30% Tax Free/AER fixed until 12 August 2026
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
1 Year Fixed Rate E-ISA - Issue 43
Online only
Interest Rate
4.51%
Tax-Free/AER Fixed
Key Information
  • 4.51% Tax Free/AER fixed until 2 July 2025
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
2 Year Fixed Rate ISA - Issue 44
Face to Face or by Post
Interest Rate
4.30%
Tax-Free/AER Fixed
Key Information
  • 4.30% Tax-free/AER fixed until 12 August 2026
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
1 Year Fixed Rate ISA - Issue 43
Face to Face or by Post
Interest Rate
4.51%
Tax-Free/AER Fixed
Key Information
  • 4.51% Tax-free/AER fixed until 2 July 2025
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
E-ISA
Online only
Interest Rate
4.00%
Tax-Free/AER Variable
Key Information
  • Tax-free returns to help your savings grow
  • Manage your money quickly and easily online
  • Deposits can be made at any time during the tax year, subject to your annual ISA allowance
  • Open with £100 and save up to £20,000 each tax year
Cash ISA
Face to Face or by Post
Interest Rate
4.00%
Tax-Free/AER Variable
Key Information
  • Tax-free returns to help your savings grow
  • Instant access to your money
  • Deposits can be made at any time during the tax year, subject to your annual ISA allowance
  • Open with £100 and save up to £20,000 each tax year
30 Day Notice
Face to Face or by Post
Interest Rate
4.00%
Gross/AER Variable
Key Information
  • Higher interest rate than Instant Access Saver
  • 30 days' notice required for withdrawals
  • Open an account with as little as £1, up to £1,000,000
  • The account can be opened face to face in our Relationship Centres or by post
Online Saver
Online only
Interest Rate
3.85%
Gross/AER Variable
Key Information
  • Manage your money quickly and easily online
  • Open an account with just £100
  • Save up to £1,000,000 in your account
  • Deposit and withdraw any time you want
Instant Access Saver
Face to Face or by Post
Interest Rate
3.85%
Gross/AER Variable
Key Information
  • The account can be opened face to face in our Relationship Centres or by post
  • Open an account with as little as £1, up to £1,000,000
  • Instant access to your money
  • Passbook based savings account
Client Account Online
Business Account
Interest Rate
2.00%
Gross/AER Variable
Key Information
  • Maximum balance (on each designated account) £2m
  • Maximum aggregate balance £10m (unless agreed otherwise)
  • Separate accounts for each client
  • Easy online access to the cleared funds available

You can see the current interest rates for all our savings accounts here