Scottish Intermediaries Online

Personal, Flexible and Reliable

We’re committed to providing you with a personal, flexible and reliable service and we’re delighted that brokers rated us 92% for overall satisfaction in a November 2021 Smart Money People survey.

Our flexible underwriting means our underwriters consider individual circumstances rather than sticking to a set formula. And we’ll consider complex cases that could be difficult to place.

Applications can be made using our online application portal and all cases will be allocated to an individual underwriter who’ll keep in touch with you throughout the application. It’s easy to register for SBS Online if you’re not already using the service.

Our affordability calculator gives an indication of the maximum borrowing available for your customers. For guidance please contact your Business Development Manager.