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Online Savings
E-Saver Plus E-Savings Bonds 1 Year Fixed Rate E-ISA - Issue 98 2 Year Fixed Rate E-ISA - Issue 99 E-ISA Online Saver Client Account Online
Face to Face and Postal Savings
Regular Saver Saver Plus Member Only Fixed Rate ISA Member Savings Bonds Savings Bonds 1 Year Fixed Rate ISA - Issue 98 2 Year Fixed Rate ISA - Issue 99 Cash ISA Instant Access Saver
Our Mortgages
Residential Mortgages Remortgage Retirement Interest-Only Mortgage Professional Mortgages Guarantor Mortgages
Helpful Mortgage Guides
First Time Buyers Mortgage Interest Rates Mortgage Fees and Charges Mortgages Explained Mortgage Terms and Conditions
Discover Your Society
Overview Member Benefits Powered by Purpose Our History Our Accreditations Building Societies Association News & Media Our 175th Anniversary Our Impact
Join Our Society
Careers Overview Career Opportunities
Governance
Overview Our Board Senior Leadership Team Financial Information Committee Terms of Reference Society Rules Annual General Meeting 2025
Community
Scottish Building Society Foundation Overview Society Magazine Glasgow Caledonian University
Helpful Guides
Help Managing Your Money Financial Support Mortgage Payment Support Lost Your Passbook Change of Name/Address Making a Complaint Proving Your Identity Protecting You From Fraud Managing Your Savings Account Bereavement Dealing With Challenging Times Declined Mortgage Application
Important Information
Additional Support Tax Residency Power of Attorney Title Deeds Privacy Policy Customer Service
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Scottish Building Society Foundation

The Foundation has helped make a real difference across Scotland, donating over £151,000 to support 43 charities. From outdoor learning for children to mental health support and tackling social isolation, these initiatives are changing lives.

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Rewarding Regular Savers - 6.00% Gross/AER

Small steps today, big savings tomorrow.

Applicants must be aged 18 years or over and a UK resident. Accounts can be opened face to face in our Relationship Centres or by post. Minimum opening deposit £50. Interest rate is variable, with interest paid on maturity after 12 months. Terms and Conditions apply.

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First Time Buyers

Are you thinking about buying your first home, but not sure where to start? We understand the process can seem overwhelming and we're here to help you along the way. 

 

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Celebrating mutual success

Building Societies have been part of communities for 250 years - helping first-time buyers get on the property ladder, supporting savers make the most of their money, and giving back to local causes.

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Benefits designed for our members 

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Solicitor firms in Scotland

Check out our Client Account Online – a safe, secure and easy way for professional firms to manage client funds online.
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We started life in 1848 and we're now the oldest remaining building society in the world.

We're as true to our purpose today as the day we were founded. We help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products, delivered in a reassuring and friendly way.

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We’re delighted with the fantastic ratings our members give us on independent financial services review website, Smart Money People.

Covering a 12-month period from 1 February 2024 to 31 January 2025, we were given an overall rating of 97.5% for customer satisfaction.*

The Smart Money People word cloud shows the most common words our members use to describe us when giving their feedback.

We’re always looking to get feedback to help improve the service we provide. You can read all our reviews and leave your own review by visiting the Smart Money People website.

 

*Data taken from 1,247 member responses submitted to Smart Money People.

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Customer Service

We're here to help

You can visit us in our Relationship Centres, or call us on 0333 207 4007. Our lines are open 9am - 5pm Monday to Friday (10am - 5pm Wednesday).

If we call you, the number displayed on your phone will be 0131 314 2298. 

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