Scottish Building Society logo
Savings
Online Savings Single Access Cash E-ISA E-Saver Plus E-Savings Bonds 1 Year Fixed Rate E-ISA - Issue 109 2 Year Fixed Rate E-ISA - Issue 110 E-ISA Online Saver Client Account Online
Interest Rates
Face to Face and Postal Savings Junior ISA Single Access Cash ISA Saver Plus Savings Bonds 1 Year Fixed Rate ISA - Issue 109 2 Year Fixed Rate ISA - Issue 110 Cash ISA Instant Access Saver
All Savings
Helpful Information
Mortgages
Our Mortgages Residential Mortgages Remortgage Retirement Interest-Only Mortgage Professional Mortgages Family Guarantee Mortgages
Helpful Mortgage Guides First Time Buyers Mortgage Interest Rates Mortgage Fees and Charges Mortgages Explained Mortgage Terms and Conditions
Our Mortgages
About Our Mortgages
About Us
Discover Your Society Overview Member Benefits Powered by Purpose Our History Our Accreditations Building Societies Association News & Media Our 175th Anniversary Our Impact
Join Our Society Careers Overview Career Opportunities
Governance Overview Our Board Senior Leadership Team Financial Information Committee Terms of Reference Society Rules Annual General Meeting 2026
Community Scottish Building Society Foundation Overview Society Magazine Glasgow Caledonian University
Help and Support
Helpful Guides Help Managing Your Money Financial Support Mortgage Payment Support Lost Your Passbook Change of Name/Address Making a Complaint Proving Your Identity Protecting You From Fraud Managing Your Savings Account Bereavement Dealing With Challenging Times Declined Mortgage Application
Important Information Additional Support Tax Residency Power of Attorney Title Deeds Privacy Policy Customer Service
Need to speak to someone?
Contact Us
SBS Online SBS Online Intermediary Hub Intermediary Hub
SBS Online SBS Online Intermediary Hub Intermediary Hub
X
Savings
Close
Mortgages
Close
About Us
Close
Help and Support
Close
Online Savings
Single Access Cash E-ISA E-Saver Plus E-Savings Bonds 1 Year Fixed Rate E-ISA - Issue 109 2 Year Fixed Rate E-ISA - Issue 110 E-ISA Online Saver Client Account Online
Face to Face and Postal Savings
Junior ISA Single Access Cash ISA Saver Plus Savings Bonds 1 Year Fixed Rate ISA - Issue 109 2 Year Fixed Rate ISA - Issue 110 Cash ISA Instant Access Saver
Our Mortgages
Residential Mortgages Remortgage Retirement Interest-Only Mortgage Professional Mortgages Family Guarantee Mortgages
Helpful Mortgage Guides
First Time Buyers Mortgage Interest Rates Mortgage Fees and Charges Mortgages Explained Mortgage Terms and Conditions
Discover Your Society
Overview Member Benefits Powered by Purpose Our History Our Accreditations Building Societies Association News & Media Our 175th Anniversary Our Impact
Join Our Society
Careers Overview Career Opportunities
Governance
Overview Our Board Senior Leadership Team Financial Information Committee Terms of Reference Society Rules Annual General Meeting 2026
Community
Scottish Building Society Foundation Overview Society Magazine Glasgow Caledonian University
Helpful Guides
Help Managing Your Money Financial Support Mortgage Payment Support Lost Your Passbook Change of Name/Address Making a Complaint Proving Your Identity Protecting You From Fraud Managing Your Savings Account Bereavement Dealing With Challenging Times Declined Mortgage Application
Important Information
Additional Support Tax Residency Power of Attorney Title Deeds Privacy Policy Customer Service
SBS Online
Intermediary Hub
Background image - Pexels Rdne 8293700
Background image - Pexels Rdne 8293700
Powered by purpose

First Homes Fund Support

Supporting first-time buyers with the Scottish Government's First Home Fund. Discover how we can help you and your clients take the next step. 

Find out more
Smart Money People
Background image - ETY Web Banner Desktop
Background image - ETY Web Banner Mobile
Powered by purpose

You had me at tax-free

Make your £20,000 allowance count. Open a Fixed Rate ISA today. 

Find out more
Smart Money People
Background image - Our Impact
Background image - Our Impact
Powered by purpose

Help us go paperless today

Help us reduce paper usage by opting to receive important updates and offers via email.
Click below to set your preferences.

Help us go paperless
Smart Money People
Background image - Grdn78
Background image - Grdn78 (1)
Powered by purpose

Scottish Building Society Foundation

The Foundation has helped make a real difference across Scotland, donating over £151,000 to support 43 charities. From outdoor learning for children to mental health support and tackling social isolation, these initiatives are changing lives.

Find out more
Smart Money People
Background image - Shutterstock 2540576565
Background image - Istock 1351718154
Powered by purpose

First Time Buyers

Are you thinking about buying your first home, but not sure where to start? We understand the process can seem overwhelming and we're here to help you along the way. 

 

See our useful guide
Smart Money People
Background image - Untitled Design (21)
Background image - Untitled (512 X 310 Px)
Powered by purpose

Celebrating mutual success

Building Societies have been part of communities for 250 years - helping first-time buyers get on the property ladder, supporting savers make the most of their money, and giving back to local causes.

Find out more
Smart Money People
Background image - Shutterstock 2275187921
Background image - Image1
Powered by purpose

Together we count for more

Benefits designed for our members 

Check our member benefits
Smart Money People

Solicitor firms in Scotland

Check out our Client Account Online – a safe, secure and easy way for professional firms to manage client funds online.
Find out more

We started life in 1848 and we're now the oldest remaining building society in the world.

We're as true to our purpose today as the day we were founded. We help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products, delivered in a reassuring and friendly way.

Read more
Background image - Shutterstock 1931725331
Savings
Background image - Shutterstock 584445823
Mortgages
Background image - SMP Insightreport Customer Social Square 1 Scottish 202508

We’re delighted with the fantastic ratings our members give us on independent financial services review website, Smart Money People.

Covering a 12-month period from 1 February 2024 to 31 January 2025, we were given an overall rating of 97.5% for customer satisfaction.*

The Smart Money People word cloud shows the most common words our members use to describe us when giving their feedback.

We’re always looking to get feedback to help improve the service we provide. You can read all our reviews and leave your own review by visiting the Smart Money People website.

 

*Data taken from 1,247 member responses submitted to Smart Money People.

Write a Review
Customer Service

We're here to help

You can visit us in our Relationship Centres, or call us on 0333 207 4007. Our lines are open 9am - 5pm Monday to Friday (10am - 5pm Wednesday).

If we call you, the number displayed on your phone will be 0131 314 2298. 

Check our opening hours Customer Services Help and Support

Discover the latest from Scottish Building Society

Background image - Pexels Rdne 8293700
Press
24.06.2026

Scottish Building Society among the first lenders to support new First Home Funds

Background image - Shutterstock 1457837645 2
Press
28.04.2026

Scottish Building Society doubles support for first-time buyers

Background image - LBS Cxvisit Feb26 006
Savings
04.03.2026

Chancellor lends her support to the building societies' campaign to support first-time buyers

Background image - Watt Media Ltd 344
06.02.2026

100 Days of Volunteering – Supporting Communities Across Scotland

Visit our News and Media page

Latest News
Sbs Star
Savings
Savings Interest Rates Fees and Charges Terms and Conditions FSCS Personal Savings Allowance
Mortgages
Mortgages Interest Rates Fees and Charges Terms and Conditions Buying a House in Scotland
About Us
Discover Your Society Careers Governance The Community Privacy Policy
Help and Support
Customer Service Contact Us Lost Your Passbook Change of Address
Keep in Touch
Contact Us

Access, Register or Apply

 

We are upgrading our online experience.

Please select from the options below to get started.

Register for SBS Online

Select this option if you’re an existing Member and haven’t yet registered to access your accounts through our new SBS Online.

Register Now

Log into the new SBS Online. 

Already registered for our new SBS Online?

Log in to access your account.

Log in

Received a verification code for the new SBS online?

You can complete the set up process here.

Complete setup

New to Scottish Building Society? 

Browse our savings products and apply online today.

Apply & Register

Existing Member but don’t have time to register for the new SBS Online now?

Log in to your account here. 

Please note: the old online service closes on 28th August 2026. 

You’ll still be able to register for the new platform after that date, but you will no longer have access to the old system.

Log in

Not sure which option applies to you? 

Call our team on 0333 207 4007. 

©Scottish Building Society 2026. All rights reserved. Scottish Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register No 206034)