Owned by and run for our members

Scottish Building Society is Scotland's only independent building society. We offer a range of savings accounts and mortgages for every stage in life.

As a mutual organisation, we are owned by and run for the benefit of our members.

Mortgages

We've Mortgages to suit everyone, whether you're a first time buyer, looking to move house, building your dream home, or switching your Mortgage from another lender.
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Savings

Whether you're saving for a rainy day or investing for the long term we have a range of Savings accounts to help you achieve your goals. Find out more about our savings range:
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Our Loyalty Promises

We promise to provide you with access to member only products and exclusive offers from time to time, whether you are an existing saver or a borrower.

We promise to offer our best available rates to you throughout the term of your relationship with us.

We promise to treat you as an individual, both at the commencement of your relationship with us, and throughout.

We promise only to offer products and services that are fair and are designed to provide you with long-term value.

We promise to always allow you a say in what local charities the Society supports.

We promise to make products available that will reward your loyalty to us.

New Saver Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office

Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12. Calls may be recorded and/or monitored.

Scottish Building Society @SWPL

Financial Services Compensation Scheme

Your eligible deposits with Scottish Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you could hold above the limit are unlikely to be covered. Please see below for further information.

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