We’re as true to our purpose today as the day we were founded. We help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products, delivered in a reassuring and friendly way.
Our members rate us 4.69 out of 5 on Smart Money People - see what they have to say or leave your own review on Smart Money People
Simple, straightforward, and no teaser rates
Whether you're saving for something special or just want somewhere to keep your money safe, we offer a range of savings accounts to help you reach your financial goals.
It’s easy to open a savings account with us, whether it’s online, in branch or by post.
We offer a range of mortgages to suit different needs and our mortgage advisers are here to help you with the big decisions. Our flexible underwriting means we’ll consider your individual circumstances rather than using a ‘one size fits all’ approach.