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Dealing with challenging times

The current rising cost of living is impacting many of us. If you're worried about finances or you're struggling to pay your mortgage, it's time to ask for help. We're here to support you.

The price of everyday items is going up, but there are changes you can make to potentially save money. Have a look at our suggestions below to see how making small changes can help you save more in the long run. 

If you're worried about the cost of living crisis and want to know what support is available to you call us on 0333 207 4007 or find a Relationship Centre near you using our location finder. 

 

We've put together a few useful links that could offer further support and information. 

Find out more about support available

The price of everyday items is going up, but there are changes you can make to potentially save money. Have a look at our suggestions below to see how making small changes can help you save more in the long run. 

If you're worried about the cost of living crisis and want to know what support is available to you call us on 0333 207 4007 or find a Relationship Centre near you using our location finder. 

 

We've put together a few useful links that could offer further support and information. 

Find out more about support available

The price of everyday items is going up, but there are changes you can make to potentially save money. Have a look at our suggestions below to see how making small changes can help you save more in the long run. 

If you're worried about the cost of living crisis and want to know what support is available to you call us on 0333 207 4007 or find a Relationship Centre near you using our location finder. 

 

We've put together a few useful links that could offer further support and information. 

Find out more about support available
Our tips for managing your money
  • Before you start budgeting, it's important to know how much you've got coming in each month to be able to plan effectively. A good habit is to put aside the amount needed for payments each month, so you know exactly how much you're dealing with.
  • Scroll through your regular payments, it’s possible you’ll discover at least one Direct Debit or standing order you no longer need. Usually, you can cancel these online or over the phone, but it’s worth reading over any contracts you may have to avoid a cancellation fee or penalty.
  • Make a list of short and longer term goals to focus on and watch your savings grow. On average, customers save twice as much when they save towards a specific goal.
The UK Government have put together some energy saving tips to help you save money.
Small simple changes that can make a big difference. 
  • Turning down radiators in rooms you aren’t using could save you up to £70 a year.
  • Washing clothes at a lower temperature could save you up to £40 a year.
  • Turning your boiler flow temperature down to 60°C could save you up to £100 a year.
  • Closing all your curtains and blinds at night keeps the heat in. 
Click on the link to find out more.