Savings Interest Rates

Please note that products may be withdrawn at any time without notice.

ISAs

We currently offer a Cash ISA available in-branch (Cash ISA) or online (E-ISA). Rates effective from 7 January 2022.

Cash ISA and E-ISA
Account	Balance	Tax Year	Tax-free / AER variable %
Cash ISA	£100 and over	2021/2022	0.70%
E-ISA	£100 and over	2021/2022	0.70%

Interest rates - savings accounts

Interest Rates on new accounts from 15 May 2020.

Account	Balance	Gross AER/variable
Instant Access Saver Instant access Interest annually	£1 and over	0.30
Online Saver Instant access Interest annually	£100 up to £500,000	0.30

Fixed Rate Bonds

We issue Fixed Rate Bonds from time to time, offering great rates of interest. These are offered on a strictly first-come, first-served basis and can be withdrawn once the subscription is full.

Account	Balance	Other information
Fixed Rate Bonds No access during term Interest on maturity	£500-£1 million	For current availability, please call us on 0333 207 4007.

Interest rates - Loyalty Cash ISA

This product is no longer available. Rates effective from 28 January 2022.

Account	Balance	Tax Year Account Opened/ Funds Deposited	Tax-free / AER variable %
Loyalty Cash ISA Tax free savings Instant access Interest annually	£1 and over	2020/21 2019/20 2018/19 2017/18 2016/17 2015/16 2014/15 2013/14 Before 2013/14	0.70 0.70 0.70 0.70 0.75 0.80 0.85 0.90 1.00

Interest rates - other accounts

These products are no longer available.

Savings Interest rates - other accounts
Account type	Rates effective from 15 May 2020 (AER variable %)
Junior ISA	1.70
30 Day Notice	0.35
Regular Saver	1.35
Junior Saver < 2 years After 2 years After 5 years	1.10% 1.35 1.60
Junior Regular Saver	1.70

Notes

All interest rates are variable unless otherwise stated.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Interest will be paid gross and you will be responsible for paying any tax due to HMRC.

Please read the our Savings Terms and Conditions, together with the relevant product details online or in-branch leaflets for further information on the accounts listed.