Scotland's Building Society

We are Scotland's only independent building society, offering savings accounts and mortgages for every stage in life.

As a mutual organisation, we are owned by and run for the benefit of our members.

COVID-19 information and support

Read our FAQ and information about current COVID-19 restrictions and making transactions.

Staying safe online

It’s important to be extra vigilant when looking online for savings & mortgages, and making transactions online. Read our guide on how to help protect yourself from fraud.


We've mortgages to suit everyone, whether you're a first time buyer, looking to move house, building your dream home, or switching your mortgage from another lender.
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Whether you're saving for a rainy day or investing for the long term, our savings accounts to help you achieve your goals. Please note products can be withdrawn at any time and without notice.
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Our Loyalty Promises

We promise that all our products and services will be designed to meet real customer needs and offer long-term value.

We promise we will offer products that reward loyalty.

We promise existing mortgage members will be offered the same deals as new customers.

We promise we will not offer short term ‘teaser’ rates on our savings products.

We promise members will always be treated as individuals, with individual needs.

We promise our members will choose our Charity of the Year.

Contact Us

For new savings or mortgage enquiries, call us today on

0333 207 4007

Lines open 9-5 Mon to Fri (10-5 Wed). Calls may be recorded and/or monitored.

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office

Scottish Building Society @_ScottishBS

Financial Services Compensation Scheme

Your eligible deposits with Scottish Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you could hold above the limit are unlikely to be covered. Please see below for further information.

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