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Savings

Simple and straightforward with no teaser rates

 

We’re currently reviewing our savings interest rates following the decrease in the Bank of England base rate to 4.25% on Thursday 8 May. We’ll provide more information on any changes as soon as we can.
Saver Plus - Issue 5
Face to Face or by Post
Interest Rate
4.31%
Gross/AER Variable
Key Information
  • The account can be opened face to face in our Relationship Centres or by post
  • Open an account with as little as £100, up to £1,000,000
  • Designed for those who can withdraw 4 times or fewer per year
  • Passbook based savings account
Member Savings Bond 216
Face to Face or by Post
Interest Rate
3.90%
Gross/AER Fixed
Key Information
  • 3.90% Gross/AER fixed until 25 November 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Typically offers a higher interest rate than our Savings Bonds
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
Savings Bond 215
Face to Face or by Post
Interest Rate
3.80%
Gross/AER Fixed
Key Information
  • 3.80% Gross/AER fixed until 26 May 2027
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
Savings Bond 214
Face to Face or by Post
Interest Rate
4.00%
Gross/AER Fixed
Key Information
  • 4.00% Gross/AER fixed until 27 May 2026
  • You can invest from £500 up to £1,000,000 in each bond
  • Ideal for lump sum deposits
  • The account can be opened face to face in our Relationship Centres or by post
18 Month Members Fixed Rate ISA - Issue 77
Face to Face or by Post
Interest Rate
3.90%
Tax-Free/AER Fixed
Key Information
  • 3.90% Tax-Free/AER fixed until 18 November 2026
  • You can invest from £500 up to £1,000,000 in each account
  • Typically offers a higher interest rate than our Fixed Rate ISAs
  • Accounts can be opened in our Relationship Centres or by post by existing members who have held a product with us for at least 12 consecutive months prior to the date of application
2 Year Fixed Rate ISA - Issue 76
Face to Face or by Post
Interest Rate
3.80%
Tax-Free/AER Fixed
Key Information
  • 3.80% Tax-free/AER fixed until 19 May 2027
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
1 Year Fixed Rate ISA - Issue 75
Face to Face or by Post
Interest Rate
4.00%
Tax-Free/AER Fixed
Key Information
  • 4.00% Tax-free/AER fixed until 21 May 2026
  • Guaranteed interest rate for the term of the account
  • Typically offers a higher interest rate than our Cash ISA
  • Open with a deposit of between £500 and £20,000
Cash ISA
Face to Face or by Post
Interest Rate
3.30%
Tax-Free/AER Variable
Key Information
  • Tax-free returns to help your savings grow
  • Instant access to your money
  • Deposits can be made at any time during the tax year, subject to your annual ISA allowance
  • Open with £100 and save up to £20,000 each tax year
Instant Access Saver
Face to Face or by Post
Interest Rate
3.25%
Gross/AER Variable
Key Information
  • The account can be opened face to face in our Relationship Centres or by post
  • Open an account with as little as £1, up to £1,000,000
  • Instant access to your money
  • Passbook based savings account

You can see the current interest rates for all our savings accounts here