Our Members Fixed Rate ISAs are available to existing Scottish Building Society members who have had a savings account and/or mortgage with us for at least 12 consecutive months prior to the date of application.
The accounts offer a higher rate of interest and a better return on your savings than our regular Fixed Rate ISAs. The interest rate is fixed, giving you the confidence of a guaranteed return at the end of the term.
You can open an account in one of our Relationship Centres or by post with a minimum of £500.
You can deposit the full £20,000 annual ISA allowance provided you’ve not subscribed to any other ISAs for the current tax year. You can keep your ISA savings in one place by transferring in any of your existing ISAs to us.
Transfer in instructions from existing ISA providers must be received within 14 days of account opening.
Deposits can only be made within 14 days of account opening. No further deposits can be made after this time.
If you don’t deposit your full ISA allowance within 14 days of opening your account, no further deposits can be made to use your remaining ISA allowance for the current tax year or future tax years.