A Chartered Accountant by profession, Raymond has worked in private equity and investment for over twenty years. As the former managing director of Alliance Trust Equity Partners he was responsible for strategic development. Previously he founded the UK venture investor Albany Ventures and prior to that was Director of Investment at British Linen Bank. Raymond also serves as Chairman of Foresight plc and Integrated Environmental Solutions Ltd. Raymond joined the Board in June 2013 and was elected Chairman in July 2017.
John (Jack) Ogston
Jack is a Fellow of the Chartered Institute of Bankers in Scotland and spent 36 years in management positions with Clydesdale Bank, latterly as Head of Corporate & Structured Finance in Scotland. He has significant board and lending experience and is currently a non-executive director of Vehicle Professionals Ltd, Constant Progress Ltd, Equator Capital Ltd and Toward Technology Ltd. Jack joined the Board in 2015 was elected Vice Chairman in July 2017. Jack also Chairs the Nomination and Renumeration Committee.
David joined the Board in 2006 and is currently Chairman of the Audit Committee. He is a Fellow of the Chartered Institute of Bankers in Scotland and a Chartered Banker. He has a Postgraduate Diploma and a Masters Degree in Marketing and is also a Fellow of the Association of Corporate Treasurers. As a former bank Treasurer he has an in-depth knowledge of Risk and Balance Sheet management. David is Managing Director of XM International Associates Ltd which provides Treasury consultancy advice to a diverse group of financial services organisations worldwide. David became Senior Independent Director in July 2017.
Simon qualified as a Chartered Accountant with Price Waterhouse, and then joined KPMG in New Zealand as an auditor to major international banks. On his return to UK in 1990 he specialised in regulated financial services, Simon retired from KPMG in 2012, and maintains his current financial knowledge as a Fellow of the Institute of Chartered Accountants. He is also Vice Chairman of the Medical Protection Society, where he chairs the audit and risk committee. Simon joined the Board in October 2014 and currently chairs the Board Risk Committee.
Margaret began her career with HBOS and has over 36 years experience in PLC, AIM and family owned businesses. Margaret has held Board level positions for the last 20 years and latterly was Managing Director, Scotland and Ireland Division, with Peel Ports. Margaret has a Masters Degree in Human Resource Management and is a Fellow of the Chartered Institute of Personnel and Development. She also has a Postgraduate Diploma in Marketing. Margaret joined the Board in 2017 and is currently also a Trustee of the John Mather Charitable Trust.
Alan spent 34 years in Clydesdale Bank in a wide variety of mnagerial roles including Asset Finance, Credit and Treasury and was Head of the Business Bank before moving to Scottish Widows Bank as Business Development Director. He is a past Managing Director of SFCF Ltd, Campbell Financial Services and Succession Wealth Management and was a non-executive director of Pharmacy Mutual Insurance.
Karyn is a chartered accountant and former audit partner at PwC. She has over 25 years of experience and provided audit and other services to a range of clients across the UK’s financial services sector including a number of investment trusts. Her specialist knowledge includes financial reporting, audit and controls, risk management, regulatory compliance and governance. Karyn was appointed to the Board in May 2018.
Mark was appointed Chief Executive on 1 May 2013, having joined the Society in April 2012 in the role of Chief Operating Officer and been appointed to the Board in October 2012. He is a Fellow of the Chartered Institute of Bankers in Scotland and a Chartered Banker. During his career of 30-plus years, Mark has worked in a variety of roles in retail banking, including 16 years at Scottish Widows Bank, where his responsibilities included credit risk management and compliance, as well as a wide range of operational activities. Mark was appointed to the Board of Scottish Widows Bank in January 2006 as Credit Director – a position he held until joining the Society.
Aileen joined the Society in 2016 as Finance Director. A member of ICAS, Aileen brings broad experience at board and senior management level to the role. Most recently she was Interim Finance Director at Scottish Friendly and prior to that was Group Chief Financial Officer with Braveheart Investment Group plc. Aileen has held Board level positions in a variety of sectors and worked in corporate finance and professional services including five years with Ernst & Young.