Raymond joined the Board in June 2013 and was elected Chairman in July 2017. A Chartered Accountant by profession, Raymond has worked in private equity and investment for over twenty-five years. As the former managing director of Alliance Trust Equity Partners he was responsible for strategic development. Previously he founded the UK venture investor Albany Ventures and prior to that was Director of Investment at British Linen Bank. Raymond also serves as Chairman of Foresight plc and Integrated Environmental Solutions Ltd.
John (Jack) Ogston
Jack joined the Board in 2015 was elected Vice Chairman in July 2017. He is a Fellow of the Chartered Institute of Bankers in Scotland and spent 36 years in management positions with Clydesdale Bank, latterly as Head of Corporate & Structured Finance in Scotland. He has significant board and lending experience and is currently Chairman of Vehicle Professionals Ltd and a non executive director of Constant Progress Ltd, Equator Capital Ltd and Toward Technology Ltd.
Margaret chairs the Nomination and Remuneration Committee and is the Society's Senior Independent Director and Whistleblowing Champion. She began her career with HBOS and has over 36 years experience in PLC, AIM and family-owned businesses. Margaret has held Board level positions for the last 20 years and latterly was Managing Director, Scotland and Ireland Division, with Peel Ports. Margaret has a Masters Degree in Human Resource Management and is a Fellow of the Chartered Institute of Personnel and Development. She also has a Postgraduate Diploma in Marketing. Margaret joined the Board in 2017 and is currently also a Trustee of the John Mather Charitable Trust.
Karyn was appointed to the Board in May 2018 and chairs the Audit Committee. She is a chartered accountant and former audit partner at PwC. Karyn has over 25 years of experience and provided audit and other services to a range of clients across the UK’s financial services sector including a number of banks and building societies. Her specialist knowledge includes financial reporting, audit and controls, risk management, regulatory compliance and governance. Karyn is also a non executive director at the Scottish Investment Trust plc and the North American Income Trust plc.
Andrew chairs the Board Risk Committee. He is a Chartered Banker, Fellow of the Institute of Bankers in Ireland, a Chartered Director, and a Certified Bank Director. Andrew began a 30-year career in banking with RBS and was CEO and Country Manager of BNP Paribas Ireland before becoming CEO of Barclays Bank Ireland plc. Andrew is currently a Board Member of the Electricity Supply Board, the Irish State-owned energy business. He is also an Independent Non-Executive Director of Pepper Finance Corporation (Ireland) DAC and an Independent Non-Executive Director of Elavon Financial Services DAC.
Sheila began her career as a lawyer, and was a partner at Shepherd & Wedderburn for 12 years. She moved into financial services on her appointment to Ignis Asset Management, and was a non-executive director of Airdrie Savings Bank. She has undertaken a range of other non-executive appointments - she is currently Vice Chair of Wheatley Group and Chair of Wheatley Solutions, a member of the Independent Governance Committees of both Phoenix Life and Standard Life, a member of the Accounts Commission, on the board of the Chartered Banker Institute, and on the Ethics Board of the Institute of Chartered Accountants of Scotland.
Sean joined the Board in June 2021. His Career spans over 30 years in the financial services industry, with more than 20 years in digital. Most recently he was Chief Digital Officer of the
Co-operative Bank leading their transformation to become the "digital ethical bank". Previously he has worked at both Lloyds and Barclays Banks leading, growing and transforming their digital services across the retail, wealth and corporate banking sectors. Sean also works with the Foreign, Commonwealth and Development Office helping them drive through their digital transformation and Hanger75 a Californian digital incubator.
Paul Denton was appointed Chief Executive Officer in June 2019. Paul has more than 30 years’ experience in financial services and is a Fellow of the Chartered Banker Institute. He began his career with the Royal Bank of Scotland holding various senior positions before moving to the Co-operative Bank as Director for Branch, Mortgages and Business Banking. Most recently he was Managing Director, Operations of the UK’s largest funeral business, Co-op Funeralcare.
Neil is a Chartered Accountant with over 20 years experience in the financial services sector, having held a range of senior finance positions in Lloyd’s Banking Group. His role as Finance Director also includes responsibility for the Society’s Central Functions covering Mortgage Processing, IT, Property and Change. Neil joined the Society in January 2019 and was appointed to the Board in April 2020. Neil is Chair of the Asset and Liability Committee and Retail Credit Committee.