A mortgage that’s exclusive to professionals

A Scottish Building Society Professional Mortgage allows you to borrow up to 95% of the purchase price or valuation of your new property in Scotland – whichever is lower. You could borrow from £50,000 to £500,000, depending on the size of the loan compared to value – so there’s plenty of scope to find the property that’s right for you.


We offer highly competitive rates, so if you already have a mortgage and want to switch to a better deal you can remortgage with us. To make things as easy as possible, you could borrow up to 90% of the valuation of your property. As our remortgage packages also include a free valuation and free legals, we can help you save money, too. And because you never know where your career might take you next, our Professional Mortgage is fully portable, so you can take it with you if you move house.

5 great reasons to choose a Professional Mortgage from the Scottish

A mortgage that's specially designed for professional pathways
Available to qualified, registered and practicing Doctors, Dentists, Accountants and Lawyers
It allows you to borrow up to 95% of the purchase price or valuation – whichever is lower
You could borrow from £50,000 to £500,000, depending on the size of the loan compared to value
Also available for remortgages

more details

Our specialist team of mortgage advisers will consider your application on an individual basis, rather than following a formula. So whether you’re newly qualified or have spent many years in your profession, our Professional Mortgage is adaptable enough to suit you, wherever you are in your career.


Who is eligible?

To qualify for our Professional Mortgage, you’ll need to be over 21 and registered with the appropriate governing body:


  • Institute of Chartered Accountants Scotland
  • Chartered Institute of Management Accountants
  • Association of Chartered Certified Accountants
  • Chartered Institute of Public Finance and Accountancy


  • General Dental Council

Medical Doctors

  • General Medical Council


  • Law Society of Scotland

Although we are unable to consider applications for Professional Mortgages from trainees or students, we do provide other mortgage options so we may still be able to help. Our Guarantor Mortgages are designed to help first time buyers who may require some parental support to take that all important first step onto the property ladder.

Scottish Building Society Guarantor Mortgages are available to the children of professionals looking to buy their first home, as well as professionals themselves aged under 35.


For full details of all interest rate options currently available please see our interest rate information pages. Our specialist Mortgage advisers can guide you through the application process and help make everything as smooth as possible.

New Saver Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office

Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12. Calls may be recorded and/or monitored.