Foreign National Applicants

Foreign national applicants who meet all other lending criteria will only be considered, subject to the following criteria:

Employment status

Minimum Time in UK

Maximum LTV

Permanently Employed, Self Employed, Company Director

5 years

80%

Permanently Employed, Self Employed, Company Director, Contractors

3 years

65%

Residency:

The Society will only consider mortgage applications where the borrower(s) main residence is deemed to be in the UK.

The Society will accept applications for consideration where the borrower is employed overseas provided:

  • There is a track record of income paid into a UK bank account
  • The property will be occupied by their immediate family i.e. spouse and children.

 

FOR INTERMEDIARY USE ONLY

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