Personal, Flexible, Scottish

At Scottish Building Society we have been helping people in Scotland buy their homes for over 170 years. We are particularly proud of our strong connections with mortgage intermediaries and we truly value these relationships. We always strive to provide a first class service to both the intermediary and the end customer.

We believe a mortgage is one of the most important financial commitments an individual will make. As a responsible lender, we are committed to treating each mortgage applicant as an individual. We have developed a range of mortgage products  to help those looking to move home or remortgage along with more flexible products including: Retirement Interest-Only Mortgages, Guarantor Mortgages, Self-Build, and our Professional Mortgage.

Affordability calculator

Our calculator gives an indication of the maximum borrowing available for your customers.

Why Scottish Building Society?

We are Scotland’s only independent Building Society, established in 1848
We offer a range of mortgage products for every stage in life
Individual underwriting allows us to consider complex cases that may be difficult to place
Our experienced Business Development team are based locally throughout Scotland, and are on hand to discuss any potential cases
We accept online or direct mortgage applications which will be allocated to an individual underwriter

For guidance please contact your Business Development Manager


Contact Us

For new savings or mortgage enquiries, call us today on

0333 207 4007

Lines open 9-5 Mon to Fri (10-5 Wed). Calls may be recorded and/or monitored.

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office