An easy way to let your money grow tax-free with our Loyalty Cash ISA

Whether you're saving up for something special, want to boost your retirement income or simply looking to set some money aside for a rainy day, it's always worth making the most of tax-free savings with the Loyalty Cash ISA Saver.

As well as helping your money grow tax-free and rewarding longer-term savings, a Loyalty Cash ISA with Scottish Building Society gives you instant access to your cash and lets you save in the way that suits you best – either with a lump sum, standing order or by paying in whenever you choose to.

The longer you save, the more you earn

Unlike a lot of providers who only look after new customers, we reward our members for saving with us over the long-term. 

Our tiered interest rates means that the longer you keep your money in your Loyalty Cash ISA, the higher the rate of interest you receive compared to accounts that were opened more recently.

Rates are variable. For details of our interest rates, please refer to our Savings Interest Rates. 

5 great reasons to choose a Loyalty Cash ISA Saver from The Scottish

Tax-free returns to help your money grow
Tiered interest rates
Add to the account whenever you like during the tax year
Instant access to your money
A safe home for your savings

Find Out More

Download an application form

Completed applications can be returned to any branch or agency office, along with proof of your identity and initial deposit.


Alternatively, you can post your application and necessary documentation to:

Scottish Building Society

SBS House

193 Dalry Road


EH11 2EF

New Saver Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office

Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12. Calls may be recorded and/or monitored.

Financial Services Compensation Scheme

Your eligible deposits with Scottish Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you could hold above the limit are unlikely to be covered. Please see below for further information.

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