Savings & Investments

Junior Regular Saver - Member Exclusive

JuniorRegularSaverThe account that grows as they do

Our Junior Regular Saver is pretty special – that’s why it’s only available to our members. So whether you’re saving or borrowing with us, why not share the benefits of being a member of the Scottish Building Society with your child?

You can open a Junior Regular Saver for any child up to the age of 18. It means that whether you’re a parent, grandparent or even a proud aunt or uncle, this could be a fantastic opportunity to set some money aside on a regular basis for a special child in your life.

You can transfer across any amount between £5 and £50 from your Scottish Building Society account each month, and you can make two withdrawals per year. If you hold the account in trust for the child, there’s no minimum age for the child you’re saving for. You can also open the account in the child’s name, as long as they are aged between 7 and 17. You can save into the account right up until they are 18 – so the sooner you start, the more they will have in their savings pot.

On the child’s 18th birthday, the money becomes theirs to use in the way that’s most important to them, whatever their future holds. It could help cover the costs of university, pay for driving lessons or even go towards a deposit on their first home.

5 great reasons to choose a Junior Regular Saver 

  1. An account that’s specially designed to help you save each month for a child
  2. Open an account for any child up to the age of 18
  3. Save any amount from £5 to £50 a month
  4. Competitive interest rate
  5. A safe home for the child’s savings

 Find out more


Ready to apply?


Simply complete the application form and send it to:

Scottish Building Society

SBS House
193 Dalry Road
EH11 2EF
You’ll need to include the regular payment amount and details of the Scottish Building Society account you wish to transfer funds from.

We will send you a passbook as soon as possible.

To comply with legislation, we will need to verify the identity of the child and the adult operating the account.

Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office.

Contact your local office

 New Savings Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

 Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12.
Calls may be recorded and/or monitored.