Savings & Investments

Loyalty Cash ISA

An easy way to let your money grow tax-free

LoyaltyISAApril2016Whether you're saving up for something special, want to boost your retirement income or simply looking to set some money aside for a rainy day, it's always worth making the most of tax-free saving.

As well as helping your money grow tax-free, a Loyalty Cash ISA with the Scottish gives you instant access to your cash and lets you save in the way that suits you best - either with a lump sum, standing order or by paying in whenever you choose to.

Individual Savings Accounts (ISAs) are an easy way to let your money grow, tax-free. Normally you have to pay income tax on any interest, dividends or bonuses you earn on savings or investments. But with an ISA, every penny of interest you get on your savings goes straight into your pocket.

With a Loyalty Cash ISA from the Scottish you can access your savings instantly, with no penalty for withdrawals. Just keep in mind that the £20,000 limit applies to how much you pay into your Loyalty Cash ISA, not the balance. For example, if you pay in the maximum for a tax year and then take money out, you can't put it back into your account in the same tax year.

And starting a Loyalty Cash ISA with the Scottish is as simple as opening any other savings account - with the added advantage of tax-free returns on your savings.

 5 reasons to choose our Cash ISA

  1. Tax-free returns to help your money grow
  2. Tiered interest rates
  3. Add to your account whenever you like
  4. Instant access to your money
  5. A safe home for your savings


Ready to apply?

Download an Application Form


Completed applications can be returned to any branch or local office, along with proof of identity and initial deposit.

Alternatively, you can post your application to:

Scottish Building Society
SBS House
193 Dalry Road
EH11 2EF 

Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office.

Contact your local office

 New Savings Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

 Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12.
Calls may be recorded and/or monitored.