Higher interest for your savings, if you don't need instant access

With our 30 Day Notice Account, you can get a higher interest rate on your savings if you give us thirty days’ notice before you make any withdrawals.

It's a great choice if you want to be able to dip into your savings, but you don't need instant access to your money. Just let us know thirty days before you want to take money out of your notice savings account and you can withdraw as much as you want, without losing out on any interest, provided the balance remains above £1000.

The 30 Day Notice Account could be ideal if you've a lump sum to put away for a rainy day that you might want to add to later. Or, if you want to set cash aside for regular payments, such as car insurance, tax bills, your mortgage or rent, or other household expenses, it provides a safe home for your money until you need it.

With a little forward planning, it couldn't be easier to give your savings a welcome boost with our notice savings account.

5 reasons to choose our 30 Day Notice Account

Get a higher interest rate- to help your money grow faster
Easy access to your savings- withdrawals are free of charge with 30 days notice
Save at your own pace - you can start with £1 and add to it when you want
Easy to manage - in branch or by post
A safe home for your savings

Completed applications can be returned to any branch or agency office, along with proof of your identity and initial deposit.


Alternatively, you can post your application and necessary documentation to:

Scottish Building Society

SBS House

193 Dalry Road


EH11 2EF



How much do I need to open an account?

The minimum needed to open an account is £1. The maximum is £1million.

Where can I make deposits?

Once your account is open you can make deposits in branch (cash or cheque), by post (cheques only) or from an account of your choice using your bank’s online or phone banking services. You can deposit lump sums, make regular payments by bank transfer or simply pay in whenever you want to.

What happens if I need access to my money?

To access your money you must give us thirty days’ notice in person, in writing or by telephone. If you require access immediately, you will need to close your account.

When is interest paid into my account?

Gross interest is paid directly into your account each year on 31 March.

If you’re a basic rate taxpayer and have savings income or interest of more than £1,000 (£500 for higher rate taxpayers), you’ll have to pay some tax on this. You can find out more by calling HMRC on 0300 200 3300 or visit hmrc.gov.uk

Can anyone start a 30 Day Notice Account?

You can open an account if you’re 18 years or over, resident in the UK and only liable to pay tax in the UK.

New Saver Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office

Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12. Calls may be recorded and/or monitored.

Financial Services Compensation Scheme

Your eligible deposits with Scottish Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you could hold above the limit are unlikely to be covered. Please see below for further information.

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