Interest Rates from 6 April 2019

Account

Balance

Tax Year Account Opened/ Funds Deposited

Tax-free / AER variable %

Loyalty Cash ISA
Tax free savings
Instant access
Interest annually

£1 and over

2019/20
2018/19
2017/18
2016/17
2015/16
2014/15
2013/14
2012/13
Before 2012/13

1.05
1.25
1.30
1.35
1.40
1.45
1.50
1.55
1.65

Junior ISA
Tax free savings
No withdrawals before child's 18th birthday
Interest annually

£1 and over

Any time

2.35

Account

Balance

Gross AER/variable

Instant Access Saver
Instant access
Interest annually

£1 and over

1.00

30 Day Notice
30 days notice
Interest annually

£1 and over

1.10

Regular Saver
No access during term
Interest annually

£10-£500 per month
12 monthly payments

2.00

Junior Saver
30 days notice/penalty
Interest annually

£100 and over
After 2 years
After 5 years

1.75
2.00
2.25

Junior Regular Saver (Member Exclusive)
2 withdrawals per year
Interest annually

£5-£50 per month

2.35

Deposit Account
Corporate bodies and limited companies
Instant access
Interest annually

£1 and over

0.20

Treasurers Account
Clubs, Associations etc.
Instant access
Interest annually

£1 and over

0.75

Online Saver
Instant Access
Interest annually

£1 and over

1.00

 Notes

  1. All interest rates are variable unless otherwise stated.
  2. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
  3. Interest will be paid gross and you will be responsible for paying any tax due to HMRC.

Please read the appropriate product leaflets, together with the Savings Terms and Conditions, for further information on the accounts listed.

Some of our savings rates are decreasing from 1 May 2019 - details below.

New Saver Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

Existing Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office

Find your local office

Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12. Calls may be recorded and/or monitored.