Savings Interest Rates

Interest Rates on new accounts from 15 May 2020. Please note that products may be withdrawn at any time without notice.

Account	Balance	Tax Year Account Opened/ Funds Deposited	Tax-free / AER variable %
Loyalty Cash ISA Tax free savings Instant access Interest annually	£1 and over	2020/21 2019/20 2018/19 2017/18 2016/17 2015/16 2014/15 2013/14 2012/13 Before 2012/13	0.60 0.60 0.60 0.65 0.70 0.75 0.80 0.85 0.90 1.00

Account	Balance	Gross AER/variable
Instant Access Saver Instant access Interest annually	£1 and over	0.30
Online Saver Instant access Interest annually	£1 and over	0.30
Regular Saver No access during term Interest annually	£10-£500 per month 12 monthly payments	1.35
Fixed Rate Bonds No access during term Interest on maturity	£500-£1million	Latest rates: https://www.scottishbs.co.uk/fixed-rate-bonds

Notes

All interest rates are variable unless otherwise stated.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Interest will be paid gross and you will be responsible for paying any tax due to HMRC.

Please read the appropriate product leaflets, together with the Savings Terms and Conditions, for further information on the accounts listed.