Professional Mortgage

A mortgage that's exclusive to professionals

ProfessionalImageIf you are a fully qualified, practising and registered Accountant, Dentist, Medical Doctor or Solicitor, our Professional Mortgage could be just what you’re looking for.

It allows you to borrow up to 95% of the purchase price or valuation of your new property in Scotland – whichever is lower.

You could borrow from £50,000 to £400,000, depending on the size of the loan compared to value – so there’s plenty of scope to find the property that’s right for you. We offer highly competitive rates, so if you already have a mortgage and want to switch to a better deal you can re-mortgage with us. To make things as easy as possible, you could borrow up to 90% of the valuation of your property. As our re-mortgage packages also include a free valuation and free legals, we can help you save money, too.

And because you never know where your career might take you next, our Professional Mortgage is fully portable, so you can take it with you if you move house.

Who is eligible?

To qualify for our Professional Mortgage, you’ll need to be over 21 and registered with the appropriate governing body:


  • Institute of Chartered Accountants Scotland
  • Chartered Institute of Management Accountants
  • Association of Chartered Certified Accountants
  • Chartered Institute of Public Finance and Accountancy


  • General Dental Council

Medical Doctors

  • General Medical Council


  • Law Society of Scotland

Our specialist team of mortgage advisers will consider your application on an individual basis, rather than following a formula. So whether you’re newly qualified or have spent many years in your profession, our Professional Mortgage is adaptable enough to suit you, wherever you are in your career.

Although we are unable to consider applications for Professional Mortgages from trainees or students, we do provide other mortgage options so we may still be able to help. Our Guarantor Mortgages are designed to help first time buyers who may require some parental support to take that all important first step onto the property ladder.

Scottish Building Society Guarantor Mortgages are available to the children of professionals looking to buy their first home, as well as professionals themselves aged under 35.

LS Approved Supplier Member Benefits 2017 72dpiTo find out more about our Professional Mortgage, call 0345 600 4085 and speak to one of our qualified mortgage advisers.

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Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office.

Contact your local office

 New Savings Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

 Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12.
Calls may be recorded and/or monitored.