Foreign National Applicants

Foreign national applicants who meet all other lending criteria will only be considered, subject to the following criteria:

Up to 95% LTV and aligned across the other LTV bands with UK Nationals. It will remain a requirement for applicants to have a minimum residency in the UK of 3 years and possess Indefinite Leave to Remain. The Society will also accept applications from Medical Doctors who hold a Healthcare Visa.

Residency:

The Society will only consider mortgage applications where the borrower(s) main residence is deemed to be in the UK.

The Society will accept applications for consideration where the borrower is employed overseas provided:

There is a track record of income paid into a UK bank account
The property will be occupied by their immediate family i.e. spouse and children.