General Information

About Us


Scotland's first ever Building Society started life in March 1848 as the Edinburgh Property Investment Company. It was granted a certificate of incorporation under the first Building Societies Act in 1874 as the New Scottish Friendly Property Investment Company and changed its name to Scottish Building Society in 1929. Over the years, a number of smaller locally-based societies in Scotland have merged with the Scottish, culminating in the most recent merger - with Century Building Society - which took effect on 1 February 2013.

Scottish Building Society is the only independent building society based in Scotland and, following various mergers between other societies elsewhere, can also lay claim to the title of oldest remaining building society in the world.

Over the years Scottish Building Society has steadily increased the number of customers and the range of products offered, keeping pace with Scotland's developing social and economic needs. However it has never lost sight of its mutual roots and remains true to the original ideals of thrift, careful money-management and promotion of home ownership inherent in the building society tradition.

The Society

Our status as a mutual provides our members with confidence, secure in the knowledge that as owners of the business, the Scottish is being run in their best interests. Your Society has over 30,000 members and continues to grow as more people are becoming aware of the mutual sector and what it represents.

As well as looking after members' funds and offering borrowers an excellent range of mortgage products through our six branches and the website, we also have  Agency Offices located around Scotland from as far north as Orkney to Newton Stewart in the south.

Member Enquiries

To talk to us about an existing savings or mortgage account, contact your local office.

Contact your local office

 New Savings Enquiries

0345 600 0585

New Mortgage Enquiries

0345 600 4085

 Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12.
Calls may be recorded and/or monitored.