When you arrange your mortgage with Scottish Building Society we hope this is the start of a long lasting relationship and we can support you as your family and financial circumstances change.
With this in mind, we realise that over the course of your mortgage your requirements may change. We therefore have a range of services for existing customers which we hope will help. To discuss our services in more detail please visit your nearest branch or call us on 0345 600 4085 and speak with one of our mortgage advisers.
Existing mortgage customers coming to the end of their current mortgage deal
If you are coming to the end of an existing fixed rate or discounted rate we will normally write to you and inform you of product options you may wish to consider. Please contact us for further details.
Existing mortgage customers looking to move house
If you are looking to move house, as an existing customer we would be delighted to try and help you arrange your new mortgage. If you are still in a current fixed or discounted rate deal then please remember that all our mortgages are portable and you can take this with you to your new property (subject to meeting our current criteria) and you don't need to worry about paying any early repayment charges applicable. As long as you complete on your new mortgage deal within 3 months of selling your existing property then any early repayment charges which have been applied will be refunded.
Home Improvements - at competitive rates
At Scottish Building Society, we share your interest in your home and would like to encourage you to improve, repair or maintain your property. Working together this way for a common interest is one of the basic principles of building society mutuality and one to which we are fully committed.
Whether your plans are for a kitchen or bathroom replacement, a new conservatory or extension we can help by providing a further advance to run alongside your current mortgage. As an existing customer a further advance can usually be arranged quickly and at the best interest rates we have available with no product fees.
Loans for other purposes
We may also be able to provide further advances for other purposes such as consolidating more expensive unsecured borrowings or new car purchase.
At Scottish Building Society, we value you as a customer and a member and look to help you when you arrange your mortgage initially and over its term.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.