Savings & Investments

Savings Interest Rates

From 4 October 2016

 

Account Balance

Tax Year Account Opened/ Funds Deposited

Tax-free/AER   variable%

Loyalty Cash ISA
Tax free savings
Instant access
Interest annually

£1 and over

2016/17
2015/16 or 14/15
2013/14 or 12/13
2011/12 or 10/11
Before 2010/11
0.85
1.05
1.15
1.35
1.55

Junior ISA
Tax free savings
No withdrawals before child’s 18th birthday
Interest annually

£1 and over Any time 2.00
Account Balance

Gross AER/variable %

Instant Access Saver
Instant access
Interest annually

£1 and over 0.65

30 Day Notice Account
30 days’ notice
Interest annually

£1,000 0.75

Regular Saver
No access
Interest annually

£10 - £500 per Month
12 Monthly Payments

1.30

Junior Saver
30 days’ notice
Interest annually

£100 and over
After 2 years
After 5 years

1.40
1.65
1.90

Junior Regular Saver
(Member Exclusive)
2 withdrawals per year
Interest annually

£5 - £50 per Month 2.00

Deposit Account
Corporate bodies and limited companies
Instant access
Interest annually

£1 and over 0.20

Treasurers Account
Clubs, Associations etc.
Instant access
Interest annually

£1 and over 0.40

 Notes

  1. All interest rates are variable unless otherwise stated.
  2. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
  3. Interest will be paid gross and you will be responsible for paying any tax due to HMRC.

 

Please read the appropriate product leaflets, together with the Savings Terms and Conditions, for further information on the accounts listed.

 

New Savings Enquiries

0345 600 0585

 Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12.
Calls may be recorded and/or monitored.
 

New Mortgage Enquiries

0345 600 4085

 Lines open 9-5 Mon to Fri (10-5 Wed) and Sat 9-12.
Calls may be recorded and/or monitored.
 

Already a member?

To talk to us about an existing savings or mortgage account, please contact your local office.

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