Whether your plans are for kitchen or bathroom replacement, a new conservatory or a garden makeover we can help by providing an additional loan to run in conjunction with your current mortgage.

We can provide a cost illustration that will clearly show how competitive we are, and because you are already a valued customer, your additional loan can usually be arranged quickly and easily. In some cases we can also allow you to add on an amount to repay existing credit card or car loans which may be at a higher rate, reducing your monthly outgoings to just one overall payment.

As your building society, we share your interest in your home and seek to encourage our members to improve, repair and maintain their property. Working together this way, for a common interest, is one of the basic principles of building society mutuality and one to which the Scottish Building Society is wholly committed.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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